Skip to content

Repayment Plan Optimization

Attorney-supervised · paid service

Repayment Plan Optimization is attorney-supervised help choosing and enrolling in the federal repayment plan that fits your income and family size, including income-driven options under current law. You can change repayment plans yourself for free; our service is legal review of the trade-offs, the paperwork, and the follow-through.

Before you decide

  • This is a paid legal service — no outcome is promised.
  • No fee is collected before an attorney certifies the required milestone.
  • You will review mandatory risk disclosures before any engagement.
  • You can apply for federal programs yourself for free.
  • You may cancel at any time with no termination fee.
See if you may qualify